5 Benefits Of Veterans Motorcycle Insurance Policies

Veterans should be appreciated by every citizen after protecting their country. In turn, insurance companies are known to offer discounts to veterans. In fact, former service men and women are eligible for exclusive types of insurance policies, including life, home and auto insurance.

Specifically, motorcyclists who have served in the armed forces can choose an insurance carrier who offers better rates to veterans. Whether you have served in the military, navy, army, marines or air force, your benefits can add up. As long as you are no longer active duty, then the policy coverage should be able to offer several benefits as a veteran. For Veterans News Report, we will cover all the benefits of these types of motorcycle insurance policies.

ProtectionOf Physical Motorcycle Damage

With a collision policy, you can cover your motorcycle for any physical damage caused by you or another driver. Many riders get this coverage to cover physical damage that may result in a motorcycle accident. If you decide to add comprehensive coverage, the physical damage can apply to physical damages other than collisions like theft, vandalism or fires. Of course, one of the primary benefits of buying motorcycle insurance is to protect the physical property of the bike. If you plan on spending a large amount of money on a new motorcycle, you will probably want to make sure that it is properly covered.

Coverage For Bodily Liability Claims

Next, motorcycle insurance can include bodily injury liability coverage. Under this policy, veterans are protected against medical expenses or lost wages for other drivers. In some cases, the policies can cover passengers riding on your motorcycle too. According to a motorcycle accident law firm; West Coast Trial Lawyers, “there are many types of damages that a motorcycle accident victim may face after a motorcycle accident.” You should have a policy that can protect you in the event of an accident that involves bodily injury.

Additional Savings For Experienced Riders

Moreover, many veteran insurance policies come with additional discount for veterans who have a clean record of riding motorcycles. If you have not had any motorcycle accidents in the past few years, you could end up saving even more money on top of the special discount. Many insurance companies will also lower your premiums or rates if you have taken a defensive driving course. Some of these courses can be specific to motorcyclists or driving in general. Specifically, the DMV recommends taking a motorcycle rider safety course. This would make your policy even more attractive to insurance companies. If you want to purchase motorcycle insurance for veterans, make sure that you take advantage of the additional savings for your experience.

Roadside Assistance For Bikers

In addition to quality coverage, veterans should ask for roadside assistance. As you may already know, anything can happen while traveling on a motorcycle. Even if you don’t get into an accident, any rider can get stuck occasionally. If you ever need help because you are stuck with a dead battery or flat tire, the 24-hour assistance would allow you to continue your trip within a matter of hours. This is a nice bonus to having a quality motorcycle insurance policy.

Other Membership Benefits

By joining a veteran’s exclusive insurance policy, you also gain access to additional benefits. For example, certain motorcycle insurance providers will include identity theft protection. This is great to keep your personal information safe and out of the hands of any adversary. When riding your motorcycle across the country, you can have peace of mind that your information is secure. It’s additional benefits like these that come with veterans-only insurance policies, giving you more purchasing power for your coverage. Surely, if you don’t already have identity theft protection, you may want to consider a membership that includes this coverage for free.

Veterans have the additional benefit of getting quality motorcycle insurance at discounted rates. When determining which type of coverage to choose, you should consider getting collision and comprehensive coverage. This will help protect against physical damage to your motorcycle or other vehicles in the event of an accident. Secondly, you should ask if the insurance policy covers any liability for bodily injury because motorcycle accidents can be life threatening.

In addition, the benefits include additional cost savings if you have an establish record of riding safely. Years of motorcycle riding can qualify you for even lower rates. More so, many insurance companies will add additional benefits like roadside assistance or identity theft protection to your plan for free. Be sure to take advantage of these benefits for motorcycle insurance policies.